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Does Turo Put A Hold On Your Card?

Does Turo Put A Hold On Your Card

A question that often arises when renting a vehicle through Turo is whether a hold will be placed on your card. This is a valid concern, which deserves closer attention.

In this article, we will reveal does Turo put a hold on your card and how they handle card holds. We’d like to assure you that this article will clear all your doubt regarding deposits on Turo and explains everything in detail.

Turo, an innovative peer-to-peer rental platform connecting car owners with eager renters. The company offers a diverse selection of vehicles for rent, ranging from practical economy cars to opulent luxury vehicles, and trucks and vans as well. 

Turo’s mobile app and website let renters easily select the perfect vehicle to suit their needs for a specific period of time.

In addition to providing a cost-effective and convenient alternative to conventional car rental companies, Turo also lets car owners earn extra income from their vehicles.

Before we go further into Turo’s security deposit or hold, let’s first explore the meaning of a card hold. 

Typically, a card hold occurs when a merchant – in this case, Turo – temporarily reserves a certain amount of funds on a credit or debit card. This practice is typically employed to ensure that the cardholder possesses sufficient funds to cover the costs of the transaction at hand.

The amount of the hold varies depending on the vendor and the nature of the transaction.

Typically, these holds are released within a few days, although the duration may vary based on the policies of the merchant in question.

Does Turo put a hold on your card?

Yes. Turo will place a hold on your card. To guarantee that renters have the funds necessary to cover the rental cost and any additional charges such as potential damages, Turo implements card holds. Once you reserve a rental on Turo, the platform will apply a hold to your card for the entire rental cost, in addition to a security deposit.

As a preventive measure against potential damages or extra charges, Turo holds a security deposit in addition to the rental cost. The amount of the Turo deposit varies based on the rental duration and the type of vehicle.

After the rental period has ended and the vehicle is returned without any damages or extra charges, Turo will release the hold on your card, and the security deposit will be refunded to you in its entirety. 

In the event of any damage, Turo will deduct them from your security deposit and refund the remainder.

Keep in mind that Turo’s policies concerning card holds may differ depending on the country you are residing in. In some countries, Turo may not place a hold on your card, while in others, the amount of the hold may differ. Prior to booking a rental, be sure to review Turo’s policies for the country where you’ll be renting.

How long does Turo take to release the card hold?

In most cases, Turo will lift card holds within a few days of the rental period’s completion. However, the actual duration for the hold to be released may differ depending on the bank or credit card issuer. Based on the bank, the hold may be released within a few hours or over a few days.

What you can do to avoid Turo card holds

To avoid card holds while utilizing Turo’s services, there are a few steps you can take. The best way to do this is to book your rental using a credit card that boasts a high credit limit. This way, you’ll have sufficient funds to cover the cost of the rental and the security deposit.

If you don’t have a credit card with a high enough credit limit, using a debit card linked to your checking account can be an alternative to avoid Turo card holds. The credit limit on a debit card may be lower than that on a credit card, but it allows you direct access to your checking account, making sure you have enough funds for the rental and security deposit.

Knowing Turo’s country-specific card hold and security deposit policies is beneficial to avoiding confusion. The policy on card holds may differ from country to country – some countries may not have any holds on your card, while others may require a different amount. You should check Turo’s policies for your specific country before booking a rental to ensure that you have the funds available to cover the entire rental, including the security deposit, with the available funds on your card.


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To summarize, when you make a reservation on Turo, a card hold is placed on your credit or debit card to cover the rental cost and a security deposit. The security deposit is held in case of damages or additional charges. When you return the car without any issues, Turo will release the hold on your card and return the security deposit. 

Ultimately, Turo’s card hold policy may seem inconvenient to some, but it’s a precautionary measure that ensures a smooth rental experience for both renters and owners. As someone who has used Turo in the past, I can relate to the surprise of finding a hold on your card, but it gives me peace of mind to know that any damages will be covered.

I strongly recommend reading Turo’s country-specific policies before booking a rental. This will give you a better understanding of what to expect and how much of a hold will be placed on your card. Additionally, you should make sure your credit or debit card has enough available funds to cover the rental fee and security deposit.

Frequently Asked Questions (FAQs)

Does Turo take a deposit?

Yes. You have to pay a deposit for turo bookings. Turo’s security deposit policy automatically charges a deposit for certain trips. This is determined by the trip’s details as well as other factors.

How much is Turo deposit?

Turo requires security deposits for rentals in various countries, and the deposit amounts depend on the vehicle class and the guest’s age. You can check the details of the Turo deposit on the official website by clicking here.

Does Turo refund deposits?

Yes. Upon completion of your trip, Turo automatically refunds your security deposit 80 hours after your trip ends.

Your security deposit will be returned if there is no damage reported to the vehicle after your trip, and you have paid for any damages or additional charges incurred during the rental period. In the case of a UK-booked trip in the EU, you won’t be held responsible for roadside service charges.

How long does it take to refund Turo’s deposit?

Once the criteria are met, Turo will release the hold on your card and refund the security deposit 80 hours after your trip ends. It’s important to note that the time it takes for the hold to be released may vary depending on your bank or credit card issuer. 

Lokesh Naik is an avid blogger and internet freak who is behind this blog. A tech enthusiast and fan of smartphones who keeps track of every little happening in the smartphone world. When not writing, he loves watching cricket.

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